Dogs live longer as a result of higher quality dog foods, supplements and vitamins. Natural and organic products are giving additional health benefits to all breeds of dogs. As dogs age and live longer, the opportunity for additional medical expenses increases. Many healthcare procedures performed exclusively on humans in the past are available today for many pets. The wide range of procedure and the possibly high health bill make dog health insurance a real necessity. Reasonably priced dog insurance policies are available in the United States. Many insurance companies have entered this lucrative market. The advancements in veterinary surgical techniques and medicine provide dogs with longer healthier lives. Modern procedures can be very expensive and pet owners must plan for these higher costs and expenses. Veterinarians perform kidney transplants, hip replacements, and various surgeries that are related to many cancer diseases. Dogs are three times more likely than people to contract cancer and unfortunately 45 percent of them die because of this dreaded disease. Few owners have dog insurance and most of the others are not aware how affordable and readily available are all sorts of insurance programs. It is estimated that less than one percent of dog owners enrolled their dogs in one of the many insurance policies. Most pet owners are unaware of the high costs until their family member is suddenly ill or suffers an injury. Pet insurance companies charge premiums and give various levels of coverage with regards to the amount covered. Veterinary check-ups may not be covered within the basic plans, which can then be offered at an extra cost. Pre-existing conditions, breed-related problems and aging dogs are often a reason for many exclusions from the regular coverage that a policy provide. Read your dog insurance plan carefully, exactly the way you when you purchase your personal medical insurance policy. Shopping for dog insurance can be quite a challenge and before you start you must have the answers to several essential questions. You must think about the age at which you will get the policy, the basic coverage of your policy and any possible upgrades. What is actually covered by a dog insurance policy? Basic dog insurance plans generally cover costs related to accidents, injuries and illnesses. Beyond that, some policies may cover vaccinations and routine checkups. Some policies will take care of spaying, neutering and dental treatments, while others require purchasing additional upgrades. Choosing dog insurance won't help fully cover your veterinary bills, but it will help you create a certainty that your dog can enjoy an extended and better life and any incidents along the way can be dealt without a big strain on your budget. Source : http://www.doginsurance.us.com/ |
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